When purchasing a home, you are faced with a multitude of decisions! The first one is typically whether you are actually prepared to purchase a property. Obtaining a mortgage loan can be a complex and tiring process, however I can 100% help point you in the right direction. Choosing homes to view, looking at those properties, and finding the perfect one can be exhausting. Going through the offer process can be frightening. Don't worry! With my 27 years of experience by your side, you are totally covered! While at your side each step of the way, I will make the process of purchasing your home easier, more enjoyable, less time-consuming, and less expensive than you may have otherwise thought. I'll help you locate and assess properties which match your exact specifications, and help you through the myriad of details required to make the actual purchase.
Overwhelmed by the various neighborhoods and number of properties for sale? Don't worry about that either! It's my job to be completely familiar with current homes on the market. Additionally, I know neighborhoods and corresponding home values extremely well. I will help determine which properties are fairly-priced and in good condition way before we even start your search! This helps make the process smoother and less complicated, because I'll already have done the majority of the leg work: you'll only look at homes highly suited to your requirements!
Your first step to buying a home is to first ask yourself: why you want to buy a home? To stop paying rent and start building equity? To have a place of your own or to raise a family? Possibly just to move up to a bigger house? Next, list what kind of home you'd like and where you would like to be. Be specific. Separate the "must haves" from the "want to haves."
Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself what length of time you are willing to commute to work.
Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.
Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes. Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.
Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. Of course, you can also search listings here at my website.
My expert negotiating skills will help get you an accepted offer. If applicable, we'll have the property inspected/preview strata and other documents/make sure financing is arranged/ organize insurance, legal, etc. Everything will be taken care of from my end to ensure a smooth key handover to you on the possession date. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and stress-less.